Medicare Plan Choices Overwhelming Older Adults
Older adults are facing an overwhelming number of Medicare plan options, with nearly 69 million Americans receiving health insurance through Medicare.
Most beneficiaries must select a private insurance plan to receive medical benefits, prescription drug coverage, or supplemental coverage, and are about to receive a large amount of insurance company mail during the eight-week enrollment period.
Switching plans could save beneficiaries hundreds — perhaps thousands — of dollars per year, depending on how their insurer has changed their plan and how their coverage needs have changed.
- Nearly 7 in 10 Medicare beneficiaries did not compare plans for their 2022 coverage, according to a KFF survey.
- Most beneficiaries won’t switch or look for a better plan available to them.
Author's summary: Medicare plan choices are overwhelming older adults, causing them to miss potential savings.
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